{"id":1429,"date":"2013-09-30T10:50:06","date_gmt":"2013-09-30T10:50:06","guid":{"rendered":"http:\/\/www.johnsonlegaledinburgh.co.uk\/?p=1429"},"modified":"2016-12-05T16:25:06","modified_gmt":"2016-12-05T16:25:06","slug":"understanding-the-numbers-for-residential-property-investment-in-edinburgh","status":"publish","type":"post","link":"https:\/\/www.johnsonlegaledinburgh.co.uk\/understanding-the-numbers-for-residential-property-investment-in-edinburgh\/","title":{"rendered":"Understanding the Numbers for Residential Property Investment in Edinburgh"},"content":{"rendered":"<p>1) Buying a 1 bed central Edinburgh flat for 90k and central Edinburgh 2 bed for 160k.<\/p>\n<p>2) These would give net rents of \u00a3500 &amp; \u00a3725 pcm. \u00a31225 total pcm. \u00a314,700 per annum.<\/p>\n<p>3) Assuming you put down \u00a3100k in total then you would borrow \u00a3150k (60% Loan to Value).<\/p>\n<p>4) This equates to a gross yield of 5.8% on \u00a3250k. This is reasonable yield figure to work on for quality Edinburgh property.<\/p>\n<p>4) Loan repayments would be circa \u00a36750 per annum.<\/p>\n<p>5) Net rent \u00a311,000 per annum after all costs ie management, insurance &amp; repairs.<\/p>\n<p>6) Net profit \u00a34250 per annum on \u00a3100k investment. 4.25% yield.<\/p>\n<p>7) With 100k invested in the right flats with 3% growth per annum you would obtain 7.25% yield.<\/p>\n<p>You can see more on our site at <a title=\"Investment Property Agency UK\" href=\"http:\/\/www.investmentpropertyagency.co.uk\/\" target=\"_blank\">www.investmentpropertyagency.co.uk<\/a>.<\/p>\n<p>With most pundits predicting a price rise when the <a title=\"Government Help to Buy\" href=\"https:\/\/www.gov.uk\/affordable-home-ownership-schemes\/help-to-buy-equity-loans\" target=\"_blank\">Government Help to Buy<\/a> is extended to pre-owned property next year, it looks like a good time to get back into smaller residential property investment.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>1) Buying a 1 bed central Edinburgh flat for 90k and central Edinburgh 2 bed for 160k.<\/p>\n<p>2) These would give net rents of \u00a3500 &amp; \u00a3725 pcm. \u00a31225 total pcm. \u00a314,700 per annum.<\/p>\n<p>3) Assuming you put down \u00a3100k in total then you would borrow \u00a3150k (60% Loan to Value).<\/p>\n<p>4) This equates to a gross yield of 5.8% on \u00a3250k. This is reasonable yield figure to work on for quality Edinburgh property&#8230;<\/p>\n","protected":false},"author":1,"featured_media":1751,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[12,14],"tags":[81,84],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.6 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Understanding the Numbers for Residential Property Investment in Edinburgh - Johnson Legal Edinburgh<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.johnsonlegaledinburgh.co.uk\/understanding-the-numbers-for-residential-property-investment-in-edinburgh\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Understanding the Numbers for Residential Property Investment in Edinburgh - Johnson Legal Edinburgh\" \/>\n<meta property=\"og:description\" content=\"1) Buying a 1 bed central Edinburgh flat for 90k and central Edinburgh 2 bed for 160k. 2) These would give net rents of \u00a3500 &amp; \u00a3725 pcm. \u00a31225 total pcm. \u00a314,700 per annum. 3) Assuming you put down \u00a3100k in total then you would borrow \u00a3150k (60% Loan to Value). 4) This equates to a gross yield of 5.8% on \u00a3250k. This is reasonable yield figure to work on for quality Edinburgh property...\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.johnsonlegaledinburgh.co.uk\/understanding-the-numbers-for-residential-property-investment-in-edinburgh\/\" \/>\n<meta property=\"og:site_name\" content=\"Johnson Legal Edinburgh\" \/>\n<meta property=\"article:published_time\" content=\"2013-09-30T10:50:06+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2016-12-05T16:25:06+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.johnsonlegaledinburgh.co.uk\/wp-content\/uploads\/sites\/26\/2013\/09\/edinburgh_property_law.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"800\" \/>\n\t<meta property=\"og:image:height\" content=\"610\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Admin\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Admin\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"1 minute\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.johnsonlegaledinburgh.co.uk\/understanding-the-numbers-for-residential-property-investment-in-edinburgh\/\",\"url\":\"https:\/\/www.johnsonlegaledinburgh.co.uk\/understanding-the-numbers-for-residential-property-investment-in-edinburgh\/\",\"name\":\"Understanding the Numbers for Residential Property Investment in Edinburgh - Johnson Legal Edinburgh\",\"isPartOf\":{\"@id\":\"https:\/\/www.johnsonlegaledinburgh.co.uk\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/www.johnsonlegaledinburgh.co.uk\/understanding-the-numbers-for-residential-property-investment-in-edinburgh\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/www.johnsonlegaledinburgh.co.uk\/understanding-the-numbers-for-residential-property-investment-in-edinburgh\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.johnsonlegaledinburgh.co.uk\/wp-content\/uploads\/sites\/26\/2013\/09\/edinburgh_property_law.jpg\",\"datePublished\":\"2013-09-30T10:50:06+00:00\",\"dateModified\":\"2016-12-05T16:25:06+00:00\",\"author\":{\"@id\":\"https:\/\/www.johnsonlegaledinburgh.co.uk\/#\/schema\/person\/3829ddd914d71714591fe15f9a799e04\"},\"breadcrumb\":{\"@id\":\"https:\/\/www.johnsonlegaledinburgh.co.uk\/understanding-the-numbers-for-residential-property-investment-in-edinburgh\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.johnsonlegaledinburgh.co.uk\/understanding-the-numbers-for-residential-property-investment-in-edinburgh\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.johnsonlegaledinburgh.co.uk\/understanding-the-numbers-for-residential-property-investment-in-edinburgh\/#primaryimage\",\"url\":\"https:\/\/www.johnsonlegaledinburgh.co.uk\/wp-content\/uploads\/sites\/26\/2013\/09\/edinburgh_property_law.jpg\",\"contentUrl\":\"https:\/\/www.johnsonlegaledinburgh.co.uk\/wp-content\/uploads\/sites\/26\/2013\/09\/edinburgh_property_law.jpg\",\"width\":800,\"height\":610},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.johnsonlegaledinburgh.co.uk\/understanding-the-numbers-for-residential-property-investment-in-edinburgh\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/www.johnsonlegaledinburgh.co.uk\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Understanding the Numbers for Residential Property Investment in Edinburgh\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.johnsonlegaledinburgh.co.uk\/#website\",\"url\":\"https:\/\/www.johnsonlegaledinburgh.co.uk\/\",\"name\":\"Johnson Legal Edinburgh\",\"description\":\"Family &amp; 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